Get peace of mind!
Get peace of mind!
Over 25 years of health insurance experience helping clients prepare for the unknown. Our commitment to you is providing you with unbiased advice at no cost to you.
"Customer Service is the experience we deliver to our customer. It's the promise we keep to the customer. It's how we follow through for the customer. It's how we make them feel when they do business with us"
Bene-Flex Insurance provides products for various lines of business. Below is a list of 'some' of the products offered...
Medicare Advantage Plans
Medicare Supplement and Part D Plans
Individual Health Insurance
Obamacare/Marketplace
Short Term Medical Plans
Small Business Employer Group Plans
Vision/Dental
Hospital/Accident/Critical Illness
Worl
Bene-Flex Insurance provides products for various lines of business. Below is a list of 'some' of the products offered...
Medicare Advantage Plans
Medicare Supplement and Part D Plans
Individual Health Insurance
Obamacare/Marketplace
Short Term Medical Plans
Small Business Employer Group Plans
Vision/Dental
Hospital/Accident/Critical Illness
Worldwide Travel Insurance
Worldwide Major Medical
Everyone has different insurance needs. Call us today for a personalized needs analysis.
Appointed with all Major Carriers in Florida:
Aetna*
Ambetter
Avmed*
BCBS*
Bright Health
CarePlus
Cigna*
Devoted
Humana*
IHC Short Term Medical
IMG Travel
Molina
Oscar*
Pref. Care Network - (Medica)
SilverScript PDP
Solis
NHP/UHC Commercial
United American
United Health
Everyone has different insurance needs. Call us today for a personalized needs analysis.
Appointed with all Major Carriers in Florida:
Aetna*
Ambetter
Avmed*
BCBS*
Bright Health
CarePlus
Cigna*
Devoted
Humana*
IHC Short Term Medical
IMG Travel
Molina
Oscar*
Pref. Care Network - (Medica)
SilverScript PDP
Solis
NHP/UHC Commercial
United American
United Healthcare Short Term
United Healthcare*
WellCare
*All lines of business
When it comes to Medicare-related plans, one size does not fit all. From plans that help cover out-of-pocket costs to comprehensive plans that include additional benefits and features, you’re sure to find an option that fits your health care needs and your budget. I’m here to help you find a plan whether it’s in person, online or over th
When it comes to Medicare-related plans, one size does not fit all. From plans that help cover out-of-pocket costs to comprehensive plans that include additional benefits and features, you’re sure to find an option that fits your health care needs and your budget. I’m here to help you find a plan whether it’s in person, online or over the phone.
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Annie began her career in insurance in March 1993 as an Account Executive for the Chief Marketing Officer for Coventry Health plan, originally known in 1993 as CareFlorida. In 1994, Annie was promoted into the Marketing Service Department servicing large accounts such as Hallandale Beach and City of Hialeah Municipalities, Broward County School Board, Walgreens, just to name a few. In around 1997, Annie began her career in the Sales Department as a Small Group Account Executive responsible for Marketing and Selling to Small Employer Groups under 50 employees. In 2006 to present, Annie ventured on to this great opportunity of Managing her own Health Insurance Agency becoming Specialized in various lines of products offered through her agency. Annie is currently licensed in the State of Florida, Tennessee, New York, North Carolina and Georgia. Our agency takes pride in providing "You" our customer(s) with excellent service.
THANK YOU FOR ALLOWING US THE OPPORTUNITY TO SERVE YOU!
"IT'S THE SERVICE AFTER THE SALE THAT COUNTS"
Medicare Disclaimer: “We do not offer every plan available in your area. Currently we represent 12 Medicare Advantage organizations which offer combined over 50 Medicare Advantage Plans and over 20 Part D Plans in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options.”
Please contact us if you cannot find an answer to your question.
Most products allow you to enroll during the year, however when it comes to Health Insurance there are certain rules for enrolling. In 2014, the Obama Administration filed into place the Affordable Care Act for Individual Health Insurance. Individuals are able to enroll, make changes to their current health plan during the months of November 1st through December 15th for the following Calendar Year that begins January 1st. If an individual has a qualifying event such as Loss of Credible Coverage through an Employer Plan, Permanent Move outside their service area, Cobra is exhausted, Newborn, Marriage and other life changing events, they may enroll as a "Special Enrollment Period". (this does not apply to Short Term Medical plans)
Medicare Beneficiaries turning 65 can apply and enroll 3 months prior to their birth month, during their birth month or 3 months after. Medicare Beneficiaries already enrolled in a plan who wish to make a plan change can do so during the Annual Open Enrollment Period which is October 15 through December 7th for the following Calendar Year that begins January 1st. In addition, there are other types of Special enrollment periods for individuals with Medicare/Medicaid and those with Special Needs or Chronic conditions.
All other type polices not listed above can enroll or make changes throughout the course of the year. For additional questions or information please give us a call or e mail us.
Non-Discrimination Notice: Bene-Flex Insurance Services, on behalf of itself, complies with Section 1557 of the Affordable Care Act, applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, sex (including pregnancy, sexual orientation, gender identity, and sex characteristics) . Bene-Flex Insurance Services does not exclude people or treat them differently because of race, color, national origin, age, disability, or sex.
MEDICARE OPEN ENROLLMENT BEGINS - OCTOBER 15TH THROUGH DECEMBER 7TH
INDIVIDUAL OPEN ENROLLMENT BEGINS - NOVEMBER 1ST THROUGH DECEMBER 15TH
Please e mail or contact our office by phone/text/whatsapp
Fill out the form with any questions you have about finding the coverage that's right for you!
Monday - Friday: 9am - 7pm
Saturday: Personalized
Sunday: Personalized
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*Licensed and Insured*